The Asian Development Bank has approved a GEL 270 million loan to JSC TBC Bank aimed at expanding access to affordable financing for micro, small, and medium-sized enterprises in Georgia. The agreement was announced in Tbilisi on January 26, 2026, and is intended to support business growth, job creation, and sustainable investment across the country.

Under the arrangement, up to 70% of the funding will be directed towards MSMEs. At least 20% of the loan will be allocated to women-owned and women-led enterprises, while a minimum of 30% will be used to finance eligible green investments that comply with the National Bank of Georgia’s green taxonomy.

ADB said the initiative reflects its wider focus on private sector development in Georgia. “Strengthening the private sector is a core priority for ADB. MSMEs, in particular, are the backbone of the Georgian economy, and we are committed to supporting their growth, expansion, and improved access to financing,” said ADB Country Director for Georgia Lesley Bearman Lahm. “TBC Bank is a long-standing partner, and we expect this new collaboration to deliver long-lasting, sustainable, and inclusive economic growth in Georgia.”

The partnership is expected to provide MSMEs with access to longer-tenor and more affordable loans, supporting business expansion and employment. It will also widen the availability of green financing products, enabling companies to adopt low-carbon and sustainable practices and improve resilience to extreme weather events. The project supports Georgia’s target of reducing greenhouse gas emissions by 35% from 1990 levels by 2030.

ADB will also provide $250,000 in technical assistance to help TBC Bank strengthen its internal green finance capabilities and improve tools used to estimate and report greenhouse gas impacts linked to borrowers.

TBC Bank CEO Vakhtang Butskhrikidze welcomed the agreement, saying: “We are grateful for our strong and long-standing partnership with ADB and its continued support. This financing will further strengthen TBC Bank’s ability to support MSMEs across Georgia by providing them with greater access to long-term funding.” He added that support for MSMEs, women-led businesses, and green investments aligns with the bank’s strategy for inclusive growth.

The project will also build on TBC Bank’s rural network, helping stimulate business activity outside major urban centres. It aligns with ADB’s country partnership strategy for Georgia for 2024–2028, which prioritises private sector investment, small business development, and environmentally sustainable practices.