Fintech startup FOLO has launched what it calls India’s first NetWorth app, a digital platform designed to give users a clear and complete view of their financial health. The Bengaluru-based firm said the app allows individuals to see, understand, and manage their assets and liabilities in one secure space.

Founded by Vishal Purohit, a seasoned entrepreneur, and Munmun Desai, a finance expert named among India’s Top 100 Women in Finance, FOLO aims to tackle the growing problem of fragmented personal finances in the country.

“Money isn’t in one place anymore. It’s scattered across apps, assets, and accounts — from UPI wallets to mutual funds, loans, and insurance,” said Desai, Co-founder and CEO of FOLO. “With every new financial touchpoint, visibility becomes more fragmented. FOLO brings it all together into one secure place to truly see where you stand, how you’re growing, and what drives your NetWorth. People don’t need more apps; they need understanding.”

The app securely connects with more than 70 verified data integrations, including banks, mutual funds, insurance providers, and loan accounts, to provide a real-time overview of a user’s financial position. According to the company, this allows users to access their true NetWorth instantly and accurately.

“Personal finance today is scattered across apps built for transactions. FOLO is built for understanding,” said Co-founder Vishal Purohit. “It’s a simple, secure platform that lets you see your entire financial life clearly and in control.”

Among its key features are a consolidated NetWorth number that remains encrypted and private, automatic data updates, an Account Health Score that flags missing nominees or KYC issues, and a Family Sharing option that enables trusted access for family members or advisors.

With India’s retail investor base crossing 12 crore, FOLO hopes to establish itself as the country’s financial clarity layer, an infrastructure for transparency, control, and legacy planning across Indian households.

“Transactions have become easier, but organising it has become harder,” Purohit added. “Our goal is simple — to make people feel financially organised. When you see your NetWorth clearly, you make better choices.”